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Payflex lets you choose flexible payment options, including paying in 2, 3, or 4 instalments. Pay in 4 allows customers to split payment over 6 weeks, interest-free.

Happy Pay lets you split your payment over your next two paycheques with zero deposit and no interest when paid on time.

MoreTyme through Payfast lets you split your purchase into three payments over two months, subject to approval and provider terms.